Moneycule tracks every transaction, account, and goal — so you always know where you stand and where you're headed.
Built for people who want a real picture of their finances — not just another expense tracker.
Log income, expenses, and transfers in seconds. Split transactions across categories, attach receipts, and let recurring transactions run on autopilot.
Manage checking, savings, credit cards, investments, and debt accounts — each with real-time balances, custom icons, and multi-currency support.
See your net worth, spending by category, and upcoming expenses at a glance. Filter by week, month, quarter, or year and drill down into the detail.
Set budgets, build savings goals, and schedule big expenses — all connected to the real numbers in your accounts.
Create daily, weekly, monthly, or yearly budgets by category or account. Moneycule watches your spending and shows you exactly how much runway you have left.
Set a savings target, link it to an account, and watch your progress grow. Moneycule marks goals complete automatically when you hit your target.
Track subscriptions, services, and one-off expenses. Get notified days before anything is due — so surprises stay off the table.
Moneycule's built-in AI assistant understands your actual data. Ask how much you spent on dining last month, whether you're on track with your budget, or what your savings look like — and get a real answer, not a generic tip.
Moneycule adapts to the way you think about money — not the other way around.
Accounts in any currency, auto-converted to your primary currency.
Daily, weekly, monthly, or yearly — set it once and it handles itself.
Organise spending exactly the way your brain works, with icons and colors.
Your preferred date format, week start day, and timezone — always respected.
Export your full financial data to JSON anytime. Restore in seconds.
Budget alerts, goal milestones, and expenditure reminders — right when you need them.
Every plan includes full transaction, account, and planning features. Upgrade for a cleaner, smarter experience.
Everything you need to take control of your finances — at no cost.
A clean, distraction-free experience with your data backed up in the cloud.
Unlimited AI, advanced analytics, and priority support.
Free to download. No credit card required.
