/* ============================================================
   Moneycule — Policy Pages (Privacy & Terms)
   ============================================================ */

/* ---- Page base ---- */
.policy-page {
  background: var(--mc-bg);
}

/* ---- Hero banner ---- */
.policy-hero {
  background: linear-gradient(135deg, #0D1B3E 0%, #1A2F5E 50%, #1B6EF3 100%);
  padding: 140px 0 72px;
  text-align: center;
}
.policy-hero-inner { max-width: 640px; margin: 0 auto; }

.policy-icon-wrap {
  width: 64px;
  height: 64px;
  border-radius: var(--mc-radius-md);
  background: rgba(255,255,255,0.12);
  border: 1px solid rgba(255,255,255,0.2);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.75rem;
  color: #fff;
  margin: 0 auto 24px;
}
.policy-hero h1 {
  color: #fff;
  font-size: clamp(2rem, 4vw, 2.75rem);
  margin-bottom: 16px;
}
.policy-hero p {
  color: rgba(255,255,255,0.75);
  font-size: 1.0625rem;
  line-height: 1.7;
  margin-bottom: 24px;
}
.policy-meta {
  display: flex;
  justify-content: center;
  gap: 24px;
  flex-wrap: wrap;
  font-size: 0.875rem;
  color: rgba(255,255,255,0.55);
}
.policy-meta span {
  display: flex;
  align-items: center;
  gap: 6px;
}

/* ---- Layout ---- */
.policy-main {
  padding: 64px 0 96px;
}
.policy-layout {
  display: grid;
  grid-template-columns: 240px 1fr;
  gap: 56px;
  align-items: start;
}

/* ---- TOC sidebar ---- */
.policy-toc { position: relative; }
.toc-sticky {
  position: sticky;
  top: 96px;
  background: var(--mc-surface);
  border: 1px solid var(--mc-outline-variant);
  border-radius: var(--mc-radius-lg);
  padding: 24px;
}
.toc-title {
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--mc-muted);
  margin-bottom: 16px;
}
.toc-list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 2px;
  counter-reset: none;
}
.toc-list li a {
  display: block;
  font-size: 0.875rem;
  font-weight: 500;
  color: var(--mc-on-surface-var);
  padding: 6px 10px;
  border-radius: var(--mc-radius-sm);
  transition: var(--mc-transition);
  line-height: 1.4;
}
.toc-list li a:hover {
  color: var(--mc-primary);
  background: var(--mc-primary-container);
}

/* ---- Policy body ---- */
.policy-body { min-width: 0; }

.policy-notice {
  display: flex;
  gap: 14px;
  background: var(--mc-secondary-container);
  border: 1px solid var(--mc-outline-variant);
  border-left: 4px solid var(--mc-primary);
  border-radius: var(--mc-radius-md);
  padding: 20px 24px;
  margin-bottom: 48px;
}
.policy-notice > i {
  font-size: 1.25rem;
  color: var(--mc-primary);
  flex-shrink: 0;
  margin-top: 2px;
}
.policy-notice p {
  font-size: 0.9375rem;
  color: var(--mc-on-surface-var);
  margin: 0;
}
.policy-notice--warning {
  background: var(--mc-warning-light);
  border-left-color: var(--mc-warning);
}
.policy-notice--warning > i { color: var(--mc-warning); }

/* ---- Sections ---- */
.policy-section {
  margin-bottom: 56px;
  padding-bottom: 56px;
  border-bottom: 1px solid var(--mc-outline-variant);
}
.policy-section:last-of-type {
  border-bottom: none;
}
.policy-section h2 {
  font-size: 1.5rem;
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 20px;
  padding-bottom: 12px;
  border-bottom: 2px solid var(--mc-primary-container);
  scroll-margin-top: 100px;
}
.section-num {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 32px;
  height: 32px;
  background: var(--mc-primary);
  color: #fff;
  font-size: 0.875rem;
  font-weight: 800;
  border-radius: 8px;
  flex-shrink: 0;
}
.policy-section h3 {
  font-size: 1.0625rem;
  font-weight: 700;
  color: var(--mc-on-surface);
  margin: 28px 0 12px;
}
.policy-section p {
  font-size: 0.9375rem;
  color: var(--mc-on-surface-var);
  line-height: 1.75;
  margin-bottom: 14px;
}
.policy-section a {
  color: var(--mc-primary);
  text-decoration: underline;
  text-underline-offset: 3px;
}
.policy-section a:hover { color: var(--mc-primary-dark); }

/* ---- Lists ---- */
.policy-list {
  list-style: none;
  padding: 0;
  margin: 12px 0 16px;
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.policy-list li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 0.9375rem;
  color: var(--mc-on-surface-var);
  line-height: 1.65;
}
.policy-list li::before {
  content: '';
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--mc-primary);
  flex-shrink: 0;
  margin-top: 8px;
}

/* ---- Tables ---- */
.policy-table-wrap {
  overflow-x: auto;
  margin: 20px 0;
  border-radius: var(--mc-radius-md);
  border: 1px solid var(--mc-outline-variant);
}
.policy-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.9rem;
}
.policy-table th {
  background: var(--mc-surface-variant);
  color: var(--mc-on-surface);
  font-weight: 700;
  font-size: 0.8125rem;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  padding: 12px 16px;
  text-align: left;
  border-bottom: 1px solid var(--mc-outline-variant);
}
.policy-table td {
  padding: 12px 16px;
  color: var(--mc-on-surface-var);
  border-bottom: 1px solid var(--mc-outline-variant);
  vertical-align: top;
  line-height: 1.55;
}
.policy-table tr:last-child td { border-bottom: none; }
.policy-table tr:nth-child(even) td { background: var(--mc-bg); }
.policy-table code {
  font-family: 'Roboto Mono', monospace;
  font-size: 0.8125rem;
  background: var(--mc-primary-container);
  color: var(--mc-primary);
  padding: 2px 6px;
  border-radius: 4px;
}

/* ---- Provider cards ---- */
.provider-grid {
  display: flex;
  flex-direction: column;
  gap: 16px;
  margin: 20px 0;
}
.provider-card {
  display: flex;
  gap: 16px;
  align-items: flex-start;
  background: var(--mc-surface);
  border: 1px solid var(--mc-outline-variant);
  border-radius: var(--mc-radius-md);
  padding: 20px 24px;
  transition: var(--mc-transition);
}
.provider-card:hover {
  border-color: var(--mc-primary);
  box-shadow: var(--mc-shadow-sm);
}
.provider-icon {
  width: 40px;
  height: 40px;
  border-radius: var(--mc-radius-sm);
  background: var(--mc-primary-container);
  color: var(--mc-primary);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
  flex-shrink: 0;
}
.provider-card h4 {
  font-size: 0.9375rem;
  font-weight: 700;
  margin-bottom: 6px;
  color: var(--mc-on-surface);
}
.provider-card p {
  font-size: 0.875rem;
  margin: 0;
  line-height: 1.6;
}

/* ---- Rights grid ---- */
.rights-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
  margin: 24px 0;
}
.right-item {
  background: var(--mc-surface);
  border: 1px solid var(--mc-outline-variant);
  border-radius: var(--mc-radius-md);
  padding: 20px;
  transition: var(--mc-transition);
}
.right-item:hover {
  border-color: var(--mc-primary);
  transform: translateY(-2px);
  box-shadow: var(--mc-shadow-sm);
}
.right-item > i {
  font-size: 1.4rem;
  color: var(--mc-primary);
  margin-bottom: 10px;
  display: block;
}
.right-item h4 { font-size: 0.9375rem; margin-bottom: 6px; }
.right-item p  { font-size: 0.875rem; margin: 0; line-height: 1.55; }

/* ---- Formula block ---- */
.formula-block {
  font-family: 'Roboto Mono', monospace;
  font-size: 0.9rem;
  background: var(--mc-surface-variant);
  border: 1px solid var(--mc-outline-variant);
  border-left: 4px solid var(--mc-primary);
  border-radius: var(--mc-radius-sm);
  padding: 16px 20px;
  color: var(--mc-on-surface);
  margin: 16px 0;
}

/* ---- Contact card ---- */
.contact-card {
  background: var(--mc-surface);
  border: 1px solid var(--mc-outline-variant);
  border-radius: var(--mc-radius-md);
  padding: 24px;
  display: flex;
  flex-direction: column;
  gap: 14px;
  margin: 20px 0;
}
.contact-row {
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: 0.9375rem;
  color: var(--mc-on-surface-var);
}
.contact-row > i {
  color: var(--mc-primary);
  font-size: 1.1rem;
  width: 20px;
  text-align: center;
}
.policy-footer-note {
  font-size: 0.875rem;
  color: var(--mc-muted);
}
.policy-footnote {
  font-size: 0.875rem;
  color: var(--mc-muted);
  font-style: italic;
}

/* ---- Cross-page link ---- */
.policy-siblings { margin-top: 56px; }
.sibling-link {
  display: flex;
  align-items: center;
  gap: 16px;
  background: var(--mc-surface);
  border: 1.5px solid var(--mc-primary);
  border-radius: var(--mc-radius-lg);
  padding: 24px 28px;
  color: var(--mc-on-surface);
  transition: var(--mc-transition);
}
.sibling-link:hover {
  background: var(--mc-secondary-container);
  transform: translateY(-2px);
  box-shadow: var(--mc-shadow-md);
}
.sibling-link > i:first-child {
  font-size: 1.5rem;
  color: var(--mc-primary);
  flex-shrink: 0;
}
.sibling-link > i:last-child {
  margin-left: auto;
  font-size: 1.25rem;
  color: var(--mc-primary);
}
.sibling-link strong { display: block; font-size: 1rem; margin-bottom: 2px; }
.sibling-link span   { font-size: 0.875rem; color: var(--mc-muted); }

/* ============================================================
   Responsive
   ============================================================ */
@media (max-width: 900px) {
  .policy-layout { grid-template-columns: 1fr; }
  .policy-toc { display: none; }
  .rights-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 600px) {
  .policy-hero { padding: 120px 0 56px; }
  .rights-grid { grid-template-columns: 1fr; }
  .policy-section h2 { font-size: 1.25rem; }
}